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Insurance & Payment Policies
(Insurance, Payment, Fees, Method of Payment, Cash Discounts, Delinquent Balances, Unpaid Accounts,
Preventative and Physical Exams), Personal Injury, Worker's Compensation

Our goal at Acute Family Medicine Clinic, Inc is to deliver the best healthcare in our community to as many people as possible, regardless of their financial or insurance situation, and yet remain viable as a clinic. Our greatest concern is that the current Medicare Crisis has resulted in a Medicare reimbursement rate that is less than the cost for us to deliver healthcare for Medicare patients.

Effective January 1, 2006, Acute Family Medicine Clinic, Inc. will "Opt Out" of the Medicare network and no longer be accepting Medicare assignment.. See our Medicare Private Contract here.

Effective September 1, 2012, Acute Family Medicine Clinic, Inc. will "Opt Out" of the Medicaid network and no longer be accepting Medicaid.

We reserve the right to change our payment policy and insurance policy in the future, if necessary. We reserve the right to stop accepting new patients. We reserve the right to stop accepting particular insurance or payment forms in the future. There may be special situations, requirements, terms or qualifications regarding insurance companies, coverage or policies other than those specified herein.

Insurance Policy

We accept payment from most major insurance policies (contact our receptionist or billing manager at 907 622-4325 for up-to-date information). Private Insurance is a contract between you and your insurance company. Your bill for your medical care at AFMCI is an independent agreement between you and AFMCI. You are responsible for full payment of your account, regardless of the status of your insurance claim. We will not become involved in disputes between you and your insurance company regarding deductibles, co-payments, covered charges, secondary insurance, "usual and customary" charges, delays in payment, etc., other than to supply factual information as necessary.

We will file insurance claims for some insurance policies. You will need to furnish the clinic with the necessary information. Please bring your insurance card with you each time you visit the clinic.

Payment Policy

Payment is due at time of service for self-paying patients. Insurance co-pay and payment for non-covered procedures (such as certain preventative, procedural, or surgical visits as expressed in your insurance company information) are also expected in full at the time of service. For simplicity and for your convenience, we have elected to collect co-pays immediately after the visit. Please be prepared to pay at the time of service. If you are unable to pay, please notify our staff in advance of the time of service.  We reserve the right to demand full payment at time of service if we are unable to verify insurance benefits at the time of service or no insurance coverage exists.


We are very concerned about health care costs. Our fees for services are based on research and comparison with other area medical practices. We make every effort to ensure that our rates are reasonable and competitive.

Method of Payment
We accept cash, personal checks, Visa and MasterCard for payments.

Cash Discounts

Patients who do not have insurance and pay in full at time of service with CASH will receive a 10% discount.  This discount does not apply for credit card payments, personal check payments, school physicals, injections, or immunizations.

Delinquent Balances

Personal balances older than 30 days will incur a finance charge of 1.5% per month.

Unpaid Accounts

Our staff will work with you in setting up payment arrangements. However, for patients who do not fulfill their obligations, their accounts will be referred to a collection agency. Once an unpaid balance is placed with a collection agency, the account must be settled through the collection agency office. In addition, all costs, fees, and other related expenses of the collection efforts by the collection agency would be borne by the patient/guarantor.

Returned Check Service Fee Policy:

A service charge, to the maximum extent allowed by law, will be assessed when checks fail to clear the bank on which drawn.

Preventative and Physical Exams

We recommend Periodic Health and Preventative Examinations and Immunizations. Some insurance companies routinely do not cover preventative codes. It is your responsibility to determine if your insurance carrier covers such visits, and to make alternative pay arrangements if not covered.

Personal Injury Cases

Acute Family Medicine Clinic, Inc does not bill for liability or lawsuit or auto accidents for various reasons.  We do not accept liens.  You are responsible for cash or credit card payment at the time of service. 

Worker’s Compensation

Work-related injuries require reporting to your employer and pre-authorization from your worker’s compensation insurance carrier prior to your visit.

See map:

11470 Business




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